While a carefree adoption of Vibe coding has not quite happened (yet), big banks are putting copilot and other tools on the developer desktop in the hope that productivity shoots up.
Right now in 2025, generative AI coding tools have already changed the way many of us work.
For coders who see writing software as an art form, Copilot etc are not interesting. This group is still highly sought after particularly in the large scope application, real time, front office spaces because the AI tooling in the hands of lesser developers will not replace their abilities and experience. As always, they need to be able to compromise and dial down their idealism to actually function in the team.
Pragmatic Developers, i.e. most of us, will use AI for generating unit tests and as a turbo charged auto complete. This group know the limits of the tools as they are and are able to use them as a short cut. They have the knowledge to quickly spot the limitations of AI generated code and will roll most of the software themselves.
Of the group that benefit the most in the current state of the art, Managers will find that they can quickly pick up and code smaller jiras that they may have passed to other junior team members. The day is suddenly long enough to code up a quick fix, daily, as part of a "commit to commit" regime. Many banks value coding managers very highly as they are seen to be taking their share of the real work and leading from the front.
While generative AI tools are expected to improve radically, the skills you need to prove in an interview go beyond being an expert in asking CoPilot to code a method for you.
Along with team fit, conscientiousness and all the other good things, interviewers need to be able to know that you have the knowledge and skills to know how to build sensible, scalable systems, see the bigger picture and write clean code that others can pick up easily.
None of that has changed yet, although depending on your position on the scale above, your day to day work once you've landed the job will be significantly different to how it looked even two years ago.